Privacy Policy

Effective Date: April 1, 2025b

BG Home Loans (“we,” “our,” or “us”) values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and protect your information when you visit our website, https://bghome.loans/ (the “Site”).

1. Information We Collect
   We may collect the following types of personal information:

• Full name
• Email address
• Phone number

This information is collected through contact forms on our Site.

We also use cookies and tracking tools such as Google Analytics and Facebook Pixel to collect anonymous usage data.

2. How We Use Your Information
   We collect your information for the following purposes:

• To send you marketing emails and updates (with your consent)
• To respond to customer inquiries and support requests
• To improve our website and services

3. Sharing Your Information
   We do not sell your personal information.
   We do not share your personal information with third-party service providers for marketing or data processing.
4. Cookies and Tracking Technologies
   We use cookies and similar technologies (Google Analytics, Facebook Pixel) to:

• Understand website traffic and usage patterns
• Improve user experience

You can control cookie settings through your browser settings.

5. Your Rights Under California Law
   If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA):

• The right to know what personal information we collect and how we use it
• The right to request deletion of your personal information
• The right to opt out of the sale of your personal information (Note: We do not sell data)

To exercise your rights, please contact us at contact@bghome.loans or +1 (916) 505-8499.

6. Data Retention
   We retain your personal information only as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law. Typically, we retain data for a period of 12 to 24 months unless you request its deletion sooner.
7. Security Measures
   We use Secure Sockets Layer (SSL) technology to protect your data during transmission. However, no method of transmission over the internet is 100% secure. We encourage you to take steps to protect your own information as well.
8. Children’s Privacy
   Our services are not directed to individuals under the age of 13. We do not knowingly collect personal information from children.
9. Changes to This Privacy Policy
   We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.
10. Contact Us
    If you have any questions about this Privacy Policy, please contact us:

• Email: contact@bghome.loans
• Phone: +1 (916) 505-8499